Respected Oklahoma City Lawyers Helping Victims of Uber and Lyft Accidents
Caring advocacy for passengers and other drivers injured or killed by Uber, Lyft, and newer rideshare services
Taxi services and limousine companies now have strong competition from private services such as Uber and Lyft, which offer convenient and quick rides for passengers throughout Oklahoma. Rideshare drivers and companies must drive safely and responsible. Drivers who speed, text while drive, or fail to obey traffic laws must be held accountable if they get into an accident. Uber and Lyft must investigate their riders to make sure they are good drivers and have quality cars.
At Cunningham & Mears, our lawyers have negotiated numerous strong settlements and obtained just verdicts for car accident victims and families. Our Oklahoma City lawyers are able to obtain strong results for our clients because we work from the start to investigate why the accident happened and what steps should have been taken to prevent your injuries. We demand that rideshare companies, drivers, and their insurance companies pay all the damages that you deserve.
The legal requirements Oklahoma rideshare companies and drivers must obey
Rideshare services have become attractive for several reasons:
- The competition with existing taxi and other ride services means lower prices.
- They provide an opportunity for almost anyone who owns a vehicle to earn extra cash.
- Passengers can arrange for rides through smartphone applications.
- The wait times for getting a ride is reduced.
- The passenger can choose the type of car they like.
Both drivers and rideshare companies are obligated to protect their customers.
- Drivers who injure their paying customers. If they fail to follow the traffic laws, fails to slow down during bad weather, or fail to drive defensively, they should be held accountable for their negligence
- Rideshare companies’ duty to paying customers. Uber and Lyft are generally not liable for the actions of their drivers because their drivers are not employees. Uber and Lyft must, though, take steps to ensure that the public is protected. Rideshare companies must:
- Conduct background checks on their drivers. This includes confirming that the driver has a valid license and that the driver has a safe driving record.
- Update the background checks. If a rideshare company receives information that a driver has a DMV violation or has been in an accident, the rideshare business must reevaluate whether their driver should be allowed to continue taking passengers
- Discharge drivers who have been found guilty of drunk driving. Drunk driving is a leading case of highway fatalities.
- Driver duties to other drivers, passengers in other cars, and pedestrians. Rideshare drivers, like every other driver, are responsible if they injury or kill anyone in other vehicles or pedestrians while driving.
- Rideshare company obligations to occupants of other cars and to bystanders. Generally, the rideshare company is not liable to non-passengers unless they own the vehicle involved in the accident of if they failed to act when they knew their driver shouldn’t have been allowed to drive.
Insurance requirements for rideshare companies
The difference between liability and insurance can before confusing. The core thing injury victims should understand is that companies like Uber and Lyft are generally not liable for the actions of their drivers, because their drivers are considered contractors – not employees. Rideshare companies must, however, carry $1 million in coverage in case there is an accident where someone is injured.
The obligation of an insurance company to pay your personal injury or wrongful death damages depends on whether you were a paying passenger in the Uber or Lyft vehicle, or you were an occupant of another vehicle.
- Driver insurance for injured passengers. Like all Oklahoma City drivers, Uber and Lyft drivers are required to meet the state’s minimum liability insurance requirements. Drivers and car owners should have $25,000 in liability coverage for one accident victim and $50,000 for multiple victims. $25,000 in property damage is also required.
- Driver insurance for the occupants of other cars and to pedestrians. The insurance requirements for non-paying customers is the same for paying customers – $25,000/$50,000/$25,000.
- Rideshare companies. Lyft and Uber are required to have up to one-million dollars in coverage if their driver was negligent. The rideshare company is not required to pay in excess of one-million unless they were directly negligent. Direct negligence typically means letting a driver drive while the company knew the driver’s license was suspended or something of that nature.
- Uninsured/underinsurance coverage. Anyone who is injured by a rideshare driver has the right to request that their own insurance company pay any damages that aren’t covered by third-party liability coverage – up to their UM/UIM coverage.
Speak with a trusted Oklahoma City rideshare accident attorney now
At Cunningham & Mears, our lawyers put their 50 years of combined experience into filing the right claims against the right parties and collecting the insurance proceeds that are due. Uber and Lyft make a lot of money through their drivers. The price they must pay for these profits is to provide extensive insurance coverage. When the insurance isn’t enough, we understand how to obtain excess coverage through your own underinsurance/uninsured carrier. To make sure you get what the law allows, please call us at 405-212-9234 or contact us to schedule a consultation.