Help From an Oklahoma City Bad Faith Insurance Attorney
Experienced attorneys enforcing Oklahoma insurance laws
At Cunningham & Mears, our Oklahoma City lawyers protect personal injury and auto accident victims from unfair denial, undervaluation of claims and other unscrupulous tactics used by insurance companies. Insurance companies are businesses and like most businesses their goal is to make a profit. They do so by collecting more in premiums than they pay out on claims. Most insurers will use any excuse to avoid paying your claim altogether, or at least minimizing the amount paid. We prepare an aggressive case at the outset to force insurance companies to follow their policies and provide you with the compensation you need.
What is insurance bad faith?
Most of us pay on our insurance policies for years in good faith, expecting that we will receive benefits as promised when we need them. Unfortunately, this is not always the case. When an insurance company unreasonably refuses to meet its obligations under your insurance policy, it is considered bad faith. Our bad faith insurance attorneys help to protect you against all types of insurance bad faith:
- Unreasonable denial of benefits
- Undervaluation of a claim
- Failure to investigate a claim
- Unreasonable delay
- Failure to defend the insured against third party claims
- Unreasonable refusal to settle a personal injury claim
Insurance bad faith litigation
As trained professionals with extensive experience and corporate finances to back them, insurance adjusters have an unfair advantage over most accident victims. Our attorneys help level the playing field. We have the experience and knowledge of the law to recognize the real value of your case. And we understand what motivates insurance companies. Because of this, insurers are often more likely to negotiate a fair settlement with an attorney than an unrepresented insured.
Although most cases can be resolved through tough negotiations, we never hesitate to pursue bad faith litigation to protect your rights to benefits. Our attorneys believe in early, aggressive preparation to maximize the likelihood of a successful result. We gather and preserve evidence and witness testimony at the outset to prepare a powerful case. Early preparation allows us to present a strong argument at the negotiation stage and in trial to force the insurer to adhere to its policy and Oklahoma insurance law.
Insurance companies that provide coverage in Oklahoma City
Oklahoma residents have a wide array of insurance companies that are nationally known, and some which are local businesses founded in OK and serving Oklahomans. Here are just a few of them:
- Oklahoma Famers Union
- State Farm
- OK Farm Bureau
- Liberty Mutual
What types of insurance policies can have denied claims and other bad faith practices?
The type of policy does not really matter. An insurance company can deny a claim, delay payment, offer lowball or partial payment and refuse to defend an insured against third-party claims regardless of the type of policy. At Cunningham & Mears, we have represented clients who have many different types of insurance policies including:
- Underinsured/Uninsured Motorist
- Homeowners insurance
- Life insurance
- Health insurance
- Credit insurance
- Business insurance
- Commercial property insurance
Your insurance company might be treating you in an unfair way because they believe that they can get away with it. They are relying on your not understanding the rules, and not knowing that you can get an experienced Oklahoma insurance bad faith lawyer to represent you and be a strong advocate for your interests without paying attorney fees up front. We pursue your case on a contingency fee basis, so you do not pay attorney fees until we have recovered compensation for you.
Our bad faith insurance lawyers can help you recover compensation for the financial losses you may have suffered because of the bad faith actions, any damage your reputation has suffered, pain and suffering for your mental anguish and worry about financial ruin and punitive damages where appropriate. When an insurance company has violated their duty of care to their customers and engaged in unethical and frankly illegal tactics, the law is there to protect you. We are here to uphold the law on your behalf.
Help from a knowledgeable bad faith insurance lawyer in Oklahoma City, OK
Each attorney at Cunningham & Mears is committed to protecting your rights by negotiating with insurance adjusters or aggressively suing for bad faith. We also assist clients with insurance coverage litigation if coverage or benefits are disputed. Because the goal of our firm is to put you in a better position after you contact us, we will always tell you if you do not need an attorney and the best way to handle your claim. To learn more about our services, contact us or call 405-212-9234 today for a free initial consultation.