Skilled Uninsured and Underinsured Motorist Lawyer in Oklahoma City
Protecting you from an uninsured motorist in Oklahoma
Being involved in an auto accident caused by someone else’s negligence is always highly stressful, from the accident itself to dealing with the resulting medical bills, missed time at work, physical recovery and emotional distress. But being in an accident caused by an uninsured, underinsured or hit and run driver can be overwhelming.
At Cunningham & Mears, our uninsured motorist accident attorneys help car accident victims recover compensation from their own insurers, as well as the insurers of negligent parties. If the negligent driver does not have insurance, does not have enough insurance to cover all your damages or fled from the scene of the accident, we help you deal directly with your own insurer to collect on your uninsured motorist policy and collision coverage.
Oklahoma uninsured and underinsured motorist coverage
Oklahoma law requires drivers to carry minimum liability coverage of 25/50/25, or $25,000 for bodily injury per person, $50,000 for bodily injury per accident and $25,000 in property damage. Uninsured (UM) and underinsured motorist (UIM) coverage are additional coverage options that are not required by law, but your insurer must offer them to you for purchase. Uninsured motorist coverage in Oklahoma pays you, members of your family and passengers of your car for personal injuries from an accident that was caused by an uninsured motorist, an underinsured motorist or a hit and run driver. UM does not cover damage to your car, which is covered by separate collision coverage.
Protecting your rights to insurance benefits
Insurance companies are businesses that focus on protecting their bottom line. They often try to minimize the payments they make on claims. Our lawyers understand how insurance companies work and so we prepare each case as if we are taking it to trial. By taking this type of aggressive stance, we are able to help many clients obtain a full and fair settlement up to their policy limits. Our underinsured motorist accident lawyers also help protect you from bad faith actions by insurance adjusters, including unreasonable delay, policy cancellation or increased premiums after an accident that was not your fault.
Find the help you need from an uninsured and underinsured motorist attorney in Oklahoma City
Each injury attorney at Cunningham & Mears is dedicated to helping the injured throughout Oklahoma recover the full compensation they need and are entitled to under their insurance policies. To learn more about our services and successes, contact us online or call 405-757-1766 today to schedule a free initial consultation.